Expense Analysis
In order to access the expense analysis tab, do the following:
- Tap the chart icon in the top right corner or "Last Transactions" on the main screen.
- In the upper right corner, you will find a chart icon. Click on it to see all expenses as a percentage, grouped by the selected time range.
In this window, you can also download a file (CSV or PDF) with the transaction history for a certain period. To do this, click on Download Statement.
The minimum period for generating a report is 1 day, and the maximum is 1 year. You can select the period you need and click Accept.
The .csv table will contain the following information about transactions:
- ID;
- Date and time of the transaction;
- Status;
- Amount in EUR;
- Merchant;
- MCC code;
- Category;
- Cashback amount;
- Cashback currency.
The .pdf file of the table will contain the following information about the transactions:
- Date;
- Merchant;
- Status;
- Amount spent in EUR.
Both files are not automatically sent to your email - you can choose where to send them or save them directly to your device.
Transactions and Statuses
Below the accumulated cashback section, all transactions are displayed with their respective category labels and processing statuses. Clicking on a transaction lets you view its details, including asset, date, category, and blockchain transaction ID (TXID). To see the full list of transactions, click on the “View all” button.
The transaction status reflects the current state of the payment. A transaction can be:
Canceled means a partially or fully reversed transaction. In this case, part or all of the funds are refunded in EUR. Since the balance is displayed in EUR, the refund will not be reflected in the card’s total balance. In such cases, the app will automatically prompt you to convert the refund to USDC.
Declined means that the transaction cannot be completed due to a decision of WhiteBIT or the provider. Transactions are also rejected when the spending limit is reached.
Completed means that the transaction is still in a processing state.
Successful means that the transaction was cleared successfully.
Please note that cashback will only be credited once the transaction is fully completed, and processing may take some time.