Cashback

Cashback balance is displayed at the top of the screen as a gift icon. The maximum cashback limit is 25 EUR per month, but you can withdraw it when you have accumulated at least 5 USDC. This means that if you reach your cashback limit even on the first day, it will not be credited until the beginning of the next month.
 

Each category specifies the MCC codes of stores where cashback is credited. To receive cashback, the store must be on the MCC code list of the selected category. If the store code does not match, cashback will not be credited.
 

The accumulated cashback is shown in BTC or WBT, with the option to change the currency after each cashback withdrawal.
 

You can also block/unblock merchants. You can block a particular merchant. Once blocked, this merchant will not be able to charge funds from your balance. Such canceled transactions will be displayed to the user in the history.
 

Please note: Merchant category codes (MCCs) are four-digit numbers that credit card issuers use to classify individual purchases according to the type of merchant where they were made. The codes serve a variety of purposes, including the calculation and issuance of credit card rewards. Cashback may not be credited if the merchant’s MCC does not match our categories.
 

The amount of cashback % can change dynamically, so you should always check its values in the application.  You can also select 3 active categories. You can pick your cashback categories once every 7 days; upon changing, you will see a corresponding notification. Just keep in mind that changes might take up to 24 hours to show up.

Cashback is not credited for transactions made in territories that are restricted for the use of WhiteBIT services.

Available categories include
 

Taxi and Limousines

• 4121: Taxicabs and limousines.

Subscriptions and Memberships

• 4814: Telecommunication services, including local and long-distance calls, credit card calls, fax services, and others;
• 4899: Cable, satellite, and other pay television and radio services;
• 5815: Digital Goods: Audiovisual Media Including Books, Movies, and Music
• 5817: Digital Goods – Applications (Excludes Games)
• 5818: Digital goods—games, books, movies, and music;
• 5968: Direct marketing—continuity/subscription merchants;
• 5994: Newsdealers and newsstands;
• 7278: Buying and shopping services, and clubs;
• 7829: Motion Picture and Video Tape

Groceries and Supermarkets

• 5411: Grocery stores and supermarkets;
• 5422: Freezer and locker meat provisioners;
• 5441: Candy, nut, and confectionery stores;
• 5451: Dairy product stores;
• 5462: Bakeries;
• 5499: Miscellaneous food stores.
• 5331: Variety Stores.

Food and Cafes

• 5811: Caterers;
• 5812: Eating places and restaurants;
• 5813: Drinking places (alcoholic beverages), bars, taverns, cocktail lounges, nightclubs, and discotheques;
• 5814: Fast food restaurants.

Pets and Pet Services

• 0742: Veterinary services;
• 5995: Pet shops, pet food, and supplies.

Medicine and Healthcare

• 5912: Drug stores and pharmacies;
• 5975: Hearing aids—sales, service, and supply stores;
• 5976: Orthopedic goods—prosthetic devices;
• 8011: Doctors and physicians (not elsewhere classified);
• 8021: Dentists and orthodontists;
• 8031: Osteopathic physicians;
• 8041: Chiropractors;
• 8042: Optometrists and ophthalmologists;
• 8043: Opticians, optical goods, and eyeglasses;
• 8049: Podiatrists and chiropodists;
• 8050: Nursing and personal care facilities;
• 8062: Hospitals;
• 8071: Medical and dental laboratories;
• 8099: Health practitioners, medical services, and health associations (not elsewhere classified).
• 5122: Drugs, Drug Proprietaries, and Druggists' Sundries.

Gaming

• 5816: Digital goods—games;
• 7993: Video amusement game supplies;
• 7994: Video game arcades/establishments;

Entertainment

• 7832: Motion picture theaters;
• 7841: Videotape rental stores;
• 7911: Dance halls, studios, and schools;
• 7922: Theatrical producers (except motion pictures) and ticket agencies;
• 7929: Bands, orchestras, and miscellaneous entertainers (not elsewhere classified);
• 7932: Billiard and pool establishments;
• 7933: Bowling alleys;
• 7941: Commercial sports, professional sports clubs, athletic fields, and sports promoters;
• 7991: Tourist attractions and exhibits;
• 7992: Public golf courses;
• 7996: Amusement parks, circuses, carnivals, and fortune-tellers;
• 7997: Membership clubs (sports, recreation, athletic), country clubs, and private golf courses;
• 7999: Recreation services;
• 7833: Express payment service—motion picture theaters.
• 7333: Commercial Art, Graphics, and Photography.

Auto

• 5541: Gas stations with or without ancillary services;
• 5542: Automated fuel dispensers;
• 5172: Petroleum and petroleum products (wholesale distributors).
• 7523: Automobile Parking Lots and Garages.
• 7538: Automotive Service Shops (Non-Dealer).
• 5983: Fuel Dealers (Fuel Oil, Wood, Coal, and Liquefied Petroleum).
• 5552: Electric Vehicle (EV) Charging.

Computers & Accessories

• 5734: Computer software stores.
• 7372: Software and programming consulting services.
• 7379: Other services related to software and computers.
• 5045: Computers, peripherals, software (wholesale).
• 5732: Electronics, including computers and software.
• 4816: Computer networks and information services (e.g., internet and cloud services).
• 8299: Educational services (online courses and software-related training programs).
• 5999: Miscellaneous retail stores (sometimes used by online software retailers).
• 5044: Office and commercial equipment (often includes office software).
• 5733: Music stores that may sell audio processing software.
• 5065: Electronic parts and equipment, including computer accessories.
• 5200: Building materials stores (if software or hardware is sold, as in large retailers like Home Depot).
• 7395: Technical, commercial, and business services (including specialized software).
• 5817: Digital Goods: Software Applications (Excluding Games).
• 5722: Household Appliance Stores.
• 5946: Camera and Photographic Supply Stores.

Beauty

• 5697: Tailors, Seamstress, Mending, and Alterations.
• 5973: Cosmetic, Beauty Supply, and Perfume Stores.
• 5992: Florists.
• 7295: Beauty and Barber Shops.
• 7230: Nail and Pedicure Salons.
• 7298: Health and Beauty Spas.
• 5977: Cosmetic Stores, Beauty Supplies.

Clothing & Shoes

• 5611: Men’s and Boys’ Clothing and Accessories Stores;
• 5621: Women’s Ready-to-Wear Stores;
• 5631: Women’s Accessory and Specialty Stores;
• 5641: Children’s and Infants’ Wear Stores;
• 5651: Family Clothing Stores;
• 5661: Shoe Stores;
• 5691: Men’s and Women’s Clothing Stores;
• 5699: Miscellaneous Apparel and Accessory Shops;
• 5941: Sports clothing and footwear.
• 5655: Sports and Riding Apparel Stores.

6012: Financial institutions (note: up to 3% fee on transactions within this category)
 

When withdrawing, the cashback is instantly credited to the card's total balance. The amount of cashback % can change dynamically, so you should always check its indicators in the application. The cashback will be credited only after the transaction is fully completed, and processing may take some time.

To understand which transactions qualify for cashback, you can view the eligible MCC (Merchant Category Codes) directly in the app. 
 

Follow these steps:

1. Open the app and go to the Cashback section (a gift icon at the top of the dashboard).
2. Tap on Categories.
3. Select the category you are interested in (e.g., Taxi, Groceries, Subscriptions).
4. A new window will open showing the list of MCC that qualify for cashback within that category.