Understanding the limits of your WhiteBIT Nóva card is important for effective financial management. In this article, we will look at how general limits, online purchase limits and other important points work to help you better navigate the limits and control your spending.

General card limits

Spending limits on WhiteBIT Nóva cards are set for your account and apply to both virtual and physical cards. This means that all spending, regardless of which card you use, will count towards your overall limit. Please note the following important points:

• The card has both daily and monthly limits.
• The limits are updated every day at 00:00:01 UTC.
• Cancelled or failed transactions do not affect the limit.
• Refund transactions affect the limit in the same way as payment transactions for services/goods.
• Transactions exceeding the limit will be rejected.

Online purchase limits

Online purchase limits are restrictions on the maximum amount you can spend on online purchases with your card in a given period, for example, in a day or a month. Here are the main features of this type of limit:

• The online purchase limit applies only to transactions that belong to the Internet Purchase group.
• The online purchase limit cannot exceed the total daily limit.
• The online purchase limit is calculated in EUR.
• The limit is updated daily at 00:00:01 UTC.
• Transactions with a cancelled status do not affect the limit.
  
  

Please note: you can change the amount of your daily limit yourself. To do this, click on “Set daily limit” in the application. You can set the amount between 0 and 15 000 EUR. After clicking the “Save” button, the changes will be applied to your card immediately.

Limits under WhiteBIT Nóva card conditions

In accordance with the WhiteBIT Nóva tariffs, the card has the following limits:

• The maximum daily amount for spending is EUR 10 000.
• The maximum monthly amount for spending is 25 000 EUR.
• The maximum cashback per month is 25 EUR.
• The minimum amount to request cashback is 5 USDC.
  
  

These limits apply to both physical and virtual cards.

Cash withdrawal limits

There are also cash withdrawal limits for physical cards:

• The daily cash withdrawal limit at ATMs is the equivalent of 1 000 EUR.
• The monthly cash withdrawal limit is the equivalent of 3 000 EUR.
  
  

Taking into account this information about the WhiteBIT Nóva card limits, you will be able to better control your spending, avoid going over the limit and know exactly how much money you have available to spend.

Support

In case of any questions related to the functionality of our exchange, you can:

• Leave a request on our website;
• Write to the support email: support@whitebit.com;
• Write to the chat using the button in the lower right corner of the screen (in the upper right corner of the WhiteBIT app, click ).